/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */
@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.fixed{position:fixed}.relative{position:relative}.start{inset-inline-start:var(--spacing)}.block{display:block}.table{display:table}.shrink{flex-shrink:1}.antialiased{-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}}:root{--ink:#17213d;--muted:#697086;--paper:#f6f7f4;--surface:#fff;--line:#dfe2dc;--coral:#ff765f;--coral-soft:#fff0eb;--mint:#43bea7;--mint-soft:#e6f8f3;--navy-soft:#e9edf7;--shadow:0 18px 60px #17213d1a}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--paper);color:var(--ink);font-family:var(--font-geist-sans), "Apple SD Gothic Neo", "Noto Sans KR", sans-serif;-webkit-font-smoothing:antialiased;margin:0}button,input{font:inherit}button,a,label{-webkit-tap-highlight-color:transparent}button:focus-visible,a:focus-visible,input:focus-visible{outline-offset:3px;outline:3px solid #43bea773}main{min-height:100vh;overflow:hidden}.nav{justify-content:space-between;align-items:center;width:min(1120px,100% - 40px);min-height:76px;margin:0 auto;display:flex}.brand{color:var(--ink);letter-spacing:-.04em;align-items:center;gap:10px;font-size:20px;font-weight:800;text-decoration:none;display:inline-flex}.brand-mark{background:var(--ink);color:#fff;border-radius:10px;place-items:center;width:32px;height:32px;font-size:16px;display:grid}.rule-badge,.eyebrow,.step-kicker{border-radius:999px;align-items:center;width:fit-content;font-size:13px;font-weight:750;display:inline-flex}.rule-badge{border:1px solid var(--line);color:var(--muted);background:#fff;padding:8px 12px}.hero{text-align:center;width:min(880px,100% - 40px);margin:78px auto 92px;position:relative}.hero:before,.hero:after{content:"";z-index:-1;filter:blur(1px);border-radius:999px;position:absolute}.hero:before{background:var(--mint-soft);width:210px;height:210px;top:-48px;left:-120px}.hero:after{background:var(--coral-soft);width:170px;height:170px;bottom:-60px;right:-80px}.eyebrow{color:#158a78;background:var(--mint-soft);margin-bottom:22px;padding:9px 14px}.hero h1,.result-hero h1{letter-spacing:-.065em;margin:0;line-height:1.08}.hero h1{font-size:clamp(44px,7vw,76px)}.hero-copy{max-width:640px;color:var(--muted);letter-spacing:-.025em;margin:26px auto 0;font-size:18px;line-height:1.75}.trust-row{color:#7d8497;flex-wrap:wrap;justify-content:center;gap:10px 24px;margin-top:30px;font-size:13px;font-weight:650;display:flex}.trust-row span:before{content:"✓";color:var(--mint);margin-right:6px;font-weight:900}.diagnosis-section,.result-page{width:min(980px,100% - 40px);margin:0 auto}.diagnosis-section{padding-bottom:120px}.section-heading{margin-bottom:24px}.step-kicker{color:var(--coral);letter-spacing:.03em}.section-heading h2{letter-spacing:-.055em;margin:9px 0 8px;font-size:clamp(28px,4vw,40px)}.section-heading p{color:var(--muted);margin:0}.diagnosis-card{background:var(--surface);box-shadow:var(--shadow);border:1px solid #17213d14;border-radius:28px;padding:clamp(24px,5vw,52px)}.mode-selector{border:0;margin:0 0 32px;padding:0}.mode-selector legend{margin-bottom:12px;font-size:14px;font-weight:800}.mode-options{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;display:grid}.mode-options label{cursor:pointer}.mode-options input{opacity:0;pointer-events:none;position:absolute}.mode-options span{border:1px solid var(--line);border-radius:15px;flex-direction:column;justify-content:center;gap:5px;min-height:78px;padding:16px 18px;transition:all .18s;display:flex}.mode-options small{color:var(--muted);font-size:12px}.mode-options input:checked+span{border-color:var(--coral);background:var(--coral-soft);box-shadow:inset 0 0 0 1px var(--coral)}.precise-panel{background:#f3faf9;border:1px solid #cfdde0;border-radius:17px;gap:18px;margin-top:24px;padding:20px;display:grid}.precise-panel>div:first-child p{color:var(--muted);margin:6px 0 0;font-size:12px;line-height:1.55}.field-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;display:grid}.field{color:var(--ink);flex-direction:column;gap:9px;font-size:14px;font-weight:750;display:flex}.field small,.choice-group small{color:#8a90a0;font-size:12px;font-weight:500;line-height:1.45}.question-help{margin-top:10px;display:block}.existing-help{margin-top:10px}.money-input{background:#fbfcfa;border:1px solid #d8dcd6;border-radius:14px;align-items:center;gap:8px;min-height:58px;padding:0 16px;display:flex}.money-input:focus-within{border-color:var(--mint);box-shadow:0 0 0 4px #43bea71a}.money-input input{width:100%;min-width:0;color:var(--ink);background:0 0;border:0;outline:0;font-size:18px;font-weight:760}.money-input b{color:var(--muted);white-space:nowrap}.choice-group{border:0;min-width:0;margin:34px 0 0;padding:0}.choice-group legend{margin-bottom:12px;font-size:14px;font-weight:750}.segmented{grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;display:grid}.segmented.three{grid-template-columns:repeat(3,minmax(0,1fr))}.segmented label{cursor:pointer}.segmented input{opacity:0;pointer-events:none;position:absolute}.segmented span{border:1px solid var(--line);min-height:48px;color:var(--muted);border-radius:13px;place-items:center;padding:10px;font-size:14px;font-weight:700;transition:all .18s;display:grid}.segmented input:checked+span{border-color:var(--ink);background:var(--ink);color:#fff}.compact-grid{align-items:end;margin-top:34px}.inline-choice{margin:0}.text-button{border:0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);width:100%;color:var(--ink);cursor:pointer;background:0 0;justify-content:space-between;margin-top:28px;padding:18px 0;font-weight:750;display:flex}.text-button span{color:var(--coral);font-size:20px}.existing-grid{grid-template-columns:repeat(3,minmax(0,1fr));margin-top:20px}.primary-button,.secondary-button{cursor:pointer;border:0;border-radius:15px;min-height:58px;font-weight:800;transition:transform .18s,box-shadow .18s}.primary-button:hover,.secondary-button:hover{transform:translateY(-2px)}.primary-button{background:var(--coral);color:#fff;justify-content:center;align-items:center;gap:14px;width:100%;margin-top:28px;font-size:16px;display:flex;box-shadow:0 12px 26px #ff765f40}.primary-button span{font-size:21px}.form-note{color:#9197a5;text-align:center;margin:13px 0 0;font-size:12px}.result-page{outline:none;padding:64px 0 120px}.result-hero{max-width:780px}.back-button{color:var(--muted);cursor:pointer;background:0 0;border:0;margin:0 0 48px;padding:0;font-size:14px;font-weight:700;display:block}.result-hero h1{max-width:760px;margin-top:12px;font-size:clamp(38px,6vw,64px)}.result-hero p{max-width:630px;color:var(--muted);margin:22px 0 0;font-size:17px;line-height:1.65}.allocation-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:38px;display:grid}.allocation-card{border-radius:22px;flex-direction:column;min-height:280px;padding:25px;display:flex}.allocation-card.coral{background:var(--coral-soft)}.allocation-card.navy{background:var(--navy-soft)}.allocation-card.mint{background:var(--mint-soft)}.allocation-top{color:var(--muted);align-items:center;gap:8px;font-size:12px;font-weight:750;display:flex}.benefit-badge{border-radius:999px;width:fit-content;margin-top:18px;padding:6px 9px;font-size:11px;font-weight:800}.benefit-badge.immediate{color:#823b2f;background:#ffffffc7}.benefit-badge.conditional{color:#755b08;background:#fff8d8}.allocation-order{width:24px;height:24px;color:var(--ink);background:#ffffffbf;border-radius:8px;place-items:center;display:grid}.allocation-card h2{letter-spacing:-.04em;margin:28px 0 7px;font-size:22px}.allocation-amount-label{color:var(--muted);margin-top:10px;font-size:11px;font-weight:750}.allocation-card strong{letter-spacing:-.055em;font-size:clamp(30px,4vw,42px)}.allocation-card p{color:var(--muted);margin:7px 0 0;font-size:14px;font-weight:650}.allocation-card .installment-example{gap:3px;min-height:43px;display:grid}.installment-example b{color:var(--ink);font-size:13px}.contribution-deadline-note{color:var(--muted);background:#ffffffb8;border:1px solid #17213d1a;border-radius:14px;gap:5px;margin:12px 0 0;padding:14px 16px;font-size:13px;line-height:1.55;display:grid}.contribution-deadline-note b{color:var(--ink)}.allocation-card .allocation-caution{color:#737a8c;margin-top:auto;font-size:12px}.allocation-totals{border-top:1px solid #17213d1a;border-bottom:1px solid #17213d1a;gap:6px;margin:20px 0 16px;padding:12px 0;display:grid}.allocation-totals>div{justify-content:space-between;gap:12px;font-size:12px;display:flex}.allocation-totals dt{color:var(--muted)}.allocation-totals dd{color:var(--ink);margin:0;font-weight:800}.isa-adjust-panel{background:#f1faf7;border:1px solid #c8ddd8;border-radius:22px;grid-template-columns:1.1fr 1fr;gap:20px 30px;margin-top:14px;padding:clamp(22px,4vw,32px);display:grid}.isa-adjust-panel h2{letter-spacing:-.04em;margin:8px 0;font-size:24px}.isa-adjust-panel>div:first-child p{color:var(--muted);margin:0;font-size:13px;line-height:1.65}.isa-quick-options{grid-template-columns:repeat(3,minmax(0,1fr));align-self:end;gap:8px;display:grid}.isa-quick-options button{border:1px solid var(--line);min-height:48px;color:var(--muted);cursor:pointer;background:#fff;border-radius:12px;padding:9px;font-size:12px;font-weight:750}.isa-quick-options button.active{border-color:var(--mint);background:var(--mint);color:#fff}.isa-direct-field{max-width:360px}.isa-adjust-note{color:#365e61;background:#fff;border-radius:13px;grid-column:1/-1;align-self:end;margin:0;padding:14px 16px;font-size:13px;font-weight:700;line-height:1.55}.isa-adjust-comparison{background:#fff;border-radius:14px;gap:8px;padding:15px 17px;display:grid}.isa-adjust-comparison>div{color:var(--muted);justify-content:space-between;gap:16px;font-size:12px;display:flex}.isa-adjust-comparison b{color:var(--ink);text-align:right}.isa-adjust-comparison p{text-align:right;flex-direction:column;align-items:flex-end;gap:4px;margin:0;display:flex}.isa-adjust-comparison small{color:var(--muted);line-height:1.45}.reserve-icon{color:#fff;background:#f1b840;border-radius:9px;flex:none;place-items:center;width:28px;height:28px;font-weight:900;display:grid}.unallocated-banner{background:#f3faf9;border:1px solid #cfdde0;border-radius:17px;align-items:flex-start;gap:14px;margin-top:14px;padding:20px 22px;display:flex}.unallocated-banner .reserve-icon{background:var(--mint)}.unallocated-banner b{font-size:14px}.unallocated-banner p{color:#53696b;margin:5px 0 0;font-size:13px;line-height:1.5}.result-summary-grid{grid-template-columns:.9fr 1.1fr;gap:14px;margin-top:14px;display:grid}.tax-highlight,.why-card,.caution-card{border:1px solid var(--line);background:#fff;border-radius:22px;padding:clamp(24px,4vw,34px)}.tax-highlight>span,.card-label{color:var(--muted);letter-spacing:.03em;font-size:12px;font-weight:800}.tax-highlight strong{color:var(--coral);letter-spacing:-.055em;margin-top:12px;font-size:clamp(34px,5vw,50px);display:block}.tax-highlight p,.tax-highlight small{color:var(--muted);font-size:12px}.tax-highlight .precise-result-line{color:var(--ink);margin:16px 0 0;font-weight:700}.tax-highlight .additional-tax-credit-line{border-top:1px solid var(--line);color:var(--ink);margin:16px 0 0;padding-top:14px;font-weight:700}.tax-highlight .additional-tax-credit-line b{color:var(--coral)}.tax-highlight .zero-tax-credit-note{color:#365e61;background:#f3faf9;border-radius:12px;margin:16px 0 0;padding:12px 14px;font-weight:650;line-height:1.55}.tax-highlight .tax-limit-note{color:#7c3025;background:#fff1ed;border-radius:12px;margin:16px 0 0;padding:12px 14px;font-weight:700;line-height:1.55}.precise-cta{color:#245b5f;cursor:pointer;text-align:left;background:#f3faf9;border:1px solid #cfdde0;border-radius:12px;width:100%;margin-top:10px;padding:12px 14px;font-size:12px;font-weight:800}.summary-meter{background:#eef0ec;border-radius:999px;height:8px;margin:25px 0 10px;overflow:hidden}.summary-meter span{border-radius:inherit;background:var(--coral);height:100%;display:block}.why-card ul,.caution-card ul{gap:13px;margin:19px 0 0;padding:0;list-style:none;display:grid}.why-card li,.caution-card li{color:#565e73;padding-left:22px;font-size:14px;line-height:1.55;position:relative}.why-card li:before,.caution-card li:before{font-weight:900;position:absolute;left:0}.why-card li:before{content:"✓";color:var(--mint)}.caution-card{background:#fffefa;margin-top:14px}.caution-card li:before{content:"·";color:var(--coral);font-size:22px;line-height:16px}.comparison-section{margin-top:80px}.comparison-table{border:1px solid var(--line);background:#fff;border-radius:18px;overflow:hidden}.comparison-row{border-top:1px solid var(--line);color:#5b6376;grid-template-columns:.7fr 1fr 1.3fr;gap:20px;padding:18px 22px;font-size:14px;display:grid}.comparison-row:first-child{border-top:0}.comparison-row.header{color:#858b98;background:#f0f2ee;font-size:12px;font-weight:750}.comparison-row b{color:var(--ink)}.sources{border-top:1px solid var(--line);color:var(--muted);margin-top:40px;padding-top:24px;font-size:13px;line-height:1.6}.sources p{margin:7px 0 12px}.sources div{flex-wrap:wrap;gap:10px 20px;display:flex}.sources a{color:var(--ink);text-underline-offset:3px;font-weight:700}.secondary-button{border:1px solid var(--ink);width:100%;color:var(--ink);background:0 0;margin-top:32px}footer{border-top:1px solid var(--line);width:min(1120px,100% - 40px);color:var(--muted);justify-content:space-between;align-items:center;gap:24px;margin:0 auto;padding:36px 0;font-size:12px;display:flex}footer p{text-align:right;max-width:560px;margin:0}footer a{color:inherit;text-underline-offset:3px;font-weight:750}.analytics-consent{z-index:100;-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);background:#fffffff7;border:1px solid #d6d9e1;border-radius:18px;justify-content:space-between;align-items:center;gap:24px;width:min(760px,100% - 40px);margin:0 auto;padding:18px 20px;display:flex;position:fixed;bottom:20px;left:20px;right:20px;box-shadow:0 18px 50px #1d223029}.analytics-consent b{color:var(--ink);margin-bottom:5px;font-size:14px;display:block}.analytics-consent p{max-width:540px;color:var(--muted);margin:0;font-size:12px;line-height:1.6}.analytics-consent a{color:var(--ink);text-underline-offset:3px;font-weight:750}.analytics-consent-actions{flex:none;gap:8px;display:flex}.analytics-consent-actions button{border:1px solid var(--ink);min-height:40px;color:var(--ink);cursor:pointer;background:#fff;border-radius:11px;padding:0 14px;font-size:12px;font-weight:800}.analytics-consent-actions button:last-child{background:var(--ink);color:#fff}.footer-brand{font-size:16px}.footer-brand .brand-mark{border-radius:8px;width:27px;height:27px;font-size:13px}.nav-actions{align-items:center;gap:10px;display:flex}.policy-link{color:var(--ink);font-size:13px;font-weight:750;text-decoration:none}.policy-link:hover{text-underline-offset:4px;text-decoration:underline}.lifecycle-section{margin-top:92px}.lifecycle-details{border:1px solid var(--line);background:#fff;border-radius:24px;box-shadow:0 12px 40px #17213d0f}.lifecycle-details>summary{cursor:pointer;justify-content:space-between;align-items:center;gap:20px;min-height:108px;padding:26px 30px;list-style:none;display:flex}.lifecycle-details>summary::-webkit-details-marker{display:none}.lifecycle-details>summary span:first-child{flex-direction:column;gap:6px;display:flex}.lifecycle-details>summary b{letter-spacing:-.03em;font-size:18px}.lifecycle-details>summary small{color:var(--muted);line-height:1.5}.lifecycle-details>summary>span:last-child{color:var(--coral);font-size:28px;transition:transform .18s}.lifecycle-details[open]>summary>span:last-child{transform:rotate(45deg)}.lifecycle-details-body{border-top:1px solid var(--line);padding:12px 30px 30px}.lifecycle-details-body .section-heading{margin-top:28px}.lifecycle-details-body .tool-card{box-shadow:none}.lifecycle-section .section-heading{max-width:760px}.lifecycle-section .section-heading p,.policy-lead{line-height:1.7}.tool-card{border:1px solid var(--line);background:#fff;border-radius:24px;padding:clamp(22px,4vw,36px);box-shadow:0 12px 40px #17213d0f}.tool-input{max-width:440px}.metric-grid,.product-grid,.assumption-fields{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;display:grid}.metric-grid{margin-top:26px}.metric-grid>div{background:var(--mint-soft);border-radius:17px;padding:22px}.metric-grid span,.metric-grid small{color:var(--muted);font-size:12px;line-height:1.5;display:block}.metric-grid strong{letter-spacing:-.05em;margin:9px 0 6px;font-size:clamp(28px,4vw,38px);display:block}.inline-warning,.account-choice-note,.assumption-note,.policy-caution,.youth-note{background:var(--coral-soft);color:#75392f;border-radius:14px;margin:18px 0 0;padding:15px 17px;font-size:13px;line-height:1.65}.inline-warning.neutral,.account-choice-note,.assumption-note{color:#555f72;background:#f2f4f0}.account-choice-note p,.youth-note p{margin:5px 0 0}.product-card{border:1px solid var(--line);background:#fff;border-radius:22px;min-height:210px;padding:26px}.product-card>span{color:var(--coral);font-size:12px;font-weight:800}.product-card h3{letter-spacing:-.04em;margin:12px 0 10px;font-size:22px}.product-card p{color:var(--muted);margin:0;font-size:14px;line-height:1.7}.product-chips{flex-wrap:wrap;gap:7px;margin:14px 0 16px;display:flex}.product-chips b{background:var(--mint-soft);color:#176f63;border-radius:999px;padding:7px 10px;font-size:12px}.tax-estimator{margin-top:14px}.principal-summary{background:#f1faf7;border:1px solid #c8ddd8;border-radius:14px;flex-direction:column;gap:7px;margin-top:24px;padding:16px 18px;display:flex}.principal-summary span{color:var(--muted);font-size:12px;font-weight:750}.principal-summary b{font-size:15px;line-height:1.55}.assumption-fields{max-width:680px}.policy-page{width:min(920px,100% - 40px);margin:66px auto 120px}.privacy-page{width:min(760px,100% - 40px);margin:66px auto 120px}.privacy-page header h1{letter-spacing:-.06em;margin:0;font-size:clamp(40px,7vw,64px)}.privacy-page header>p:last-child,.privacy-page section p{color:var(--muted);font-size:15px;line-height:1.8}.privacy-page header>p:last-child{max-width:650px;margin:22px 0 0}.privacy-page section{border-top:1px solid var(--line);margin-top:52px;padding-top:30px}.privacy-page section h2{margin:0 0 12px;font-size:22px}.privacy-page section p{margin:10px 0 0}.policy-hero{max-width:780px}.proposal-badge{color:#7d5a06;background:#fff0cc;border-radius:999px;padding:9px 13px;font-size:13px;font-weight:800;display:inline-flex}.policy-date{color:var(--muted);margin:20px 0 10px;font-size:14px;font-weight:700}.policy-hero h1{letter-spacing:-.06em;margin:0;font-size:clamp(42px,7vw,68px);line-height:1.08}.policy-hero>p:last-child{max-width:680px;color:var(--muted);margin:24px 0 0;font-size:17px;line-height:1.7}.policy-alert{background:#fff9e9;border:1px solid #ead899;border-radius:18px;margin-top:38px;padding:22px 24px}.policy-alert p{color:#6f6137;margin:7px 0 0;line-height:1.65}.policy-section{margin-top:88px}.policy-section h2,.policy-sources h2{letter-spacing:-.05em;margin:9px 0 12px;font-size:clamp(30px,4vw,42px)}.policy-facts{border:1px solid var(--line);background:var(--line);border-radius:18px;grid-template-columns:repeat(2,minmax(0,1fr));gap:1px;margin:28px 0 0;display:grid;overflow:hidden}.policy-facts div{background:#fff;min-height:105px;padding:20px}.policy-facts dt{color:var(--coral);font-size:12px;font-weight:800}.policy-facts dd{margin:8px 0 0;line-height:1.55}.policy-table{border:1px solid var(--line);background:#fff;border-radius:18px;margin-top:28px;overflow:hidden}.policy-table-row{border-top:1px solid var(--line);grid-template-columns:.65fr 1.2fr 1.2fr;gap:14px;padding:18px 20px;font-size:14px;display:grid}.policy-table-row.header{background:var(--ink);color:#fff;border-top:0;font-size:12px;font-weight:800}.policy-sources{background:var(--ink);color:#fff;border-radius:22px;margin-top:88px;padding:30px}.policy-sources p{color:#cbd1df}.policy-sources div,.sources div{flex-wrap:wrap;gap:10px 18px;display:flex}.policy-sources a{color:#fff;font-weight:750}.guides-section,.guide-page{width:min(920px,100% - 40px);margin:90px auto 0}.guides-section{padding-bottom:10px}.guide-card-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;display:grid}.guide-card-grid>a{border:1px solid var(--line);min-height:240px;color:var(--ink);background:#fff;border-radius:21px;flex-direction:column;padding:25px;text-decoration:none;transition:transform .18s,box-shadow .18s;display:flex}.guide-card-grid>a:hover{box-shadow:var(--shadow);transform:translateY(-3px)}.guide-card-grid span{color:var(--mint);font-size:12px;font-weight:800}.guide-card-grid h3{letter-spacing:-.04em;margin:17px 0 10px;font-size:22px}.guide-card-grid p{color:var(--muted);margin:0 0 24px;line-height:1.65}.guide-card-grid b{margin-top:auto;font-size:14px}.guide-page{max-width:780px;margin-top:58px}.guide-hero{border-bottom:1px solid var(--line);padding-bottom:38px}.guide-hero .eyebrow{margin-bottom:15px}.guide-date{color:var(--muted);margin:0 0 12px;font-size:13px}.guide-hero h1{letter-spacing:-.06em;margin:0;font-size:clamp(40px,6vw,60px);line-height:1.12}.guide-hero>p:last-child{color:var(--muted);margin:24px 0 0;font-size:18px;line-height:1.75}.share-tools{border-bottom:1px solid var(--line);flex-wrap:wrap;align-items:center;gap:9px;padding:18px 0;display:flex}.share-tools button{border:1px solid var(--line);color:var(--ink);cursor:pointer;background:#fff;border-radius:999px;padding:10px 14px;font-size:13px;font-weight:750}.share-tools button:first-child{background:#fee500;border-color:#f1d66d}.share-tools small{color:var(--muted);flex-basis:100%;font-size:12px}.guide-body>section{margin-top:64px}.guide-body h2,.guide-cta h2{letter-spacing:-.05em;margin:0 0 18px;font-size:clamp(27px,4vw,36px)}.guide-body p,.guide-body li,.guide-cta p{color:#454d63;font-size:17px;line-height:1.85}.guide-body li+li{margin-top:13px}.guide-example{background:var(--mint-soft);border:1px solid #c8e9e2;border-radius:18px;gap:11px;margin-top:25px;padding:25px;display:grid}.guide-example span{font-size:17px;font-weight:750}.guide-example small{color:var(--muted);line-height:1.6}.guide-comparison{border:1px solid var(--line);background:#fff;border-radius:18px;margin-top:25px;overflow:hidden}.guide-comparison>div{grid-template-columns:1fr 1fr;padding:17px 20px;display:grid}.guide-comparison>div+div{border-top:1px solid var(--line)}.guide-comparison .header{background:var(--navy-soft)}.guide-comparison strong{color:var(--coral)}.guide-sources{background:var(--ink);color:#fff;border-radius:20px;flex-direction:column;gap:10px;padding:27px;display:flex}.guide-sources h2{margin-bottom:8px}.guide-sources a{color:#fff;font-weight:700}.guide-cta{background:var(--coral-soft);border-radius:24px;margin-top:72px;padding:clamp(26px,5vw,42px)}.guide-cta .step-kicker{margin-bottom:11px}.guide-cta a{background:var(--ink);color:#fff;border-radius:12px;margin-top:9px;padding:14px 19px;font-weight:800;text-decoration:none;display:inline-flex}.guide-related{border-top:1px solid var(--line);flex-wrap:wrap;gap:10px 18px;margin-top:36px;padding-top:26px;display:flex}.guide-related b{flex-basis:100%}.guide-related a{color:var(--ink);font-size:14px;font-weight:700}@media (width<=760px){.nav{width:min(100% - 28px,1120px);min-height:64px}.brand{font-size:18px}.rule-badge{font-size:11px}.nav-actions{gap:7px}.nav .policy-link{font-size:11px}.hero{text-align:left;width:min(100% - 28px,880px);margin:54px auto 70px}.hero h1{font-size:45px}.hero-copy{font-size:16px}.trust-row{justify-content:flex-start;gap:9px 15px}.diagnosis-section,.result-page{width:min(100% - 24px,980px)}.diagnosis-section{padding-bottom:80px}.diagnosis-card{border-radius:22px;padding:22px 18px}.field-grid,.compact-grid,.existing-grid,.result-summary-grid,.metric-grid,.product-grid,.assumption-fields,.policy-facts,.guide-card-grid{grid-template-columns:1fr}.guides-section,.guide-page{width:min(100% - 28px,920px)}.guide-card-grid>a{min-height:200px}.guide-hero h1{font-size:40px}.compact-grid{gap:30px}.segmented.three{grid-template-columns:repeat(3,minmax(0,1fr))}.result-page{padding-top:40px}.back-button{margin-bottom:35px}.result-hero h1{font-size:42px}.allocation-grid,.isa-adjust-panel{grid-template-columns:1fr}.isa-adjust-comparison>div{flex-direction:column;gap:5px}.isa-adjust-comparison p{text-align:left;align-items:flex-start}.allocation-card{min-height:230px}.comparison-table{background:0 0;border:0}.comparison-row{border:1px solid var(--line);background:#fff;border-radius:14px;grid-template-columns:.7fr 1.3fr;gap:10px;margin-top:9px;padding:16px}.comparison-row.header{display:none}.comparison-row span:last-child{border-top:1px dashed var(--line);grid-column:1/-1;padding-top:9px}.lifecycle-section,.policy-section,.policy-sources{margin-top:66px}.lifecycle-details>summary{min-height:96px;padding:22px 20px}.lifecycle-details-body{padding:8px 18px 18px}.policy-page{width:min(100% - 28px,920px);margin-top:46px}.policy-table{background:0 0;border:0}.policy-table-row{border:1px solid var(--line);background:#fff;border-radius:14px;grid-template-columns:.75fr 1.25fr;margin-top:9px;padding:16px}.policy-table-row.header{display:none}.policy-table-row span:last-child{border-top:1px dashed var(--line);grid-column:1/-1;padding-top:9px}footer{flex-direction:column;align-items:flex-start;width:min(100% - 28px,1120px)}footer p{text-align:left}.analytics-consent{flex-direction:column;align-items:stretch;gap:14px;width:calc(100% - 24px);bottom:12px;left:12px;right:12px}.analytics-consent-actions button{flex:1}}@media (width<=420px){.hero h1,.result-hero h1{font-size:38px}.segmented.three span{text-align:center;min-height:56px;padding-inline:5px;font-size:12px}.nav-actions .rule-badge{display:none}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition-duration:.01ms!important}}